Article

How to Include your Step Child in Your Insurance Policy

Posted on: 4th Apr 2019

There are some topics of discussion that we’ve either never thought about or haven’t exactly found the time to do research on. One of such topics is how to include your stepchild in your insurance policy. The truth is, your family is all that you’ve got and whether you are related by blood or connected by love, you should want to take care of them the best way that you can. So whether your child is your direct offspring or not, you can always include him or her in your insurance policy.

Here at African Alliance, we have comprehensive insurance covers that cater to your entire family. We’ve made it as simple and as straightforward as possible so that our customers are able to enlist a variety of beneficiaries including their children who aren’t necessarily related to them by blood (stepchild or children). Anyone who would suffer a financial loss due to your demise can be enlisted as a beneficiary to your life insurance coverage provided that all necessary requirements and documentation are met.

So how does one go about this, what are the steps to take in ensuring your stepchild is included in your insurance policy? The four basic things to do are as follows;

  1. Ask about the Procedure.

There is a procedure or a method for these sort of things and every insurance company has one installed for a case such as this. Therefore, the first step to including your stepchild in your insurance policy is to either place a call, send an email or visit the insurance company to find out what the procedure is to make this happen. Different insurance companies tend to go about situations like this in their own unique way. Call us, email us or visit us today at African Alliance to find out the procedure to get this done.

 

  1. Ask about the Documentation.

Getting to know the procedure is great and very necessary as we have explained above. What comes next is the necessary documentation required for the furtherance of this process. Your stepchild is a personality void of your own and hence you will need to present documents supporting your claim and also stating your purpose for doing this. Again, you can reach out to us here at African Alliance to guide you on what to do and what documents you would need.

 

  1. Ask about the Cover.

It is very important to know what you’re enrolling your stepchild for and hence it is only wise to ask about how your insurance policy covers him or her. You also need to request for information regarding whatever costs additional costs you may incur from including your stepchild in your insurance coverage. There may be sums deducted or extra payments to be made and asking about the cover will get you the information that you need. Let us know at African Alliance if you need help with this.

 

  1. Ask to Confirm the Implementation.

After all, is said and done, make sure you check to confirm that your stepchild has been included in your insurance policy. No one is free from human error and for such a delicate thing as this, it won’t take much to confirm that the changes have been implemented.

 

Your stepchild shouldn’t suffer financially because they do not bear the same name as you. If you love them and think they should be catered for, you can express this love by including them in your insurance policy.

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