This is a savings plan that has basic life cover. It provides potential policyholders the maximization of medium or long term savings. It provides a tax free lump sum at the end of the selected policy duration of the plan.

Death Benefit

In the event of natural or accidental death, the higher of the sum assured and the account balance is payable. Sum Assured is the total premium payable under the contract subject to a maximum of N2,000,000.

The minimum contribution is N20,000 per month.

The minimum policy term is 5 years.

Regular deductions of the insurance charge for life cover will be made from the contribution. The balance will be credited to the policyholder savings account in which interest will accrue at a specified guaranteed return on a daily basis

The proceeds of the savings account will be paid at maturity, or on earlier death, or on surrender